Thank you all for coming and attending this committee meeting of the Collateral Risk Network. We seek to explore issues relating to our industry generally to highlight matters arising in legislation and regulation and to promote public awareness of the contributions of our industry to many sectors of the economy.

In line with federal and state laws, we do not discuss or promote actions in the CRN that relate to pricing of services to customer agreements to reduce or increase prices or promote prohibited boycotts.

If anyone feels that in a meeting the discussion raises concerns about unified action related to pricing or other prohibited practices, you should request that the meeting suspend addressing that topic until you can seek guidance and legal advice.