Policy Division (HVPD) responsible for the development, implementation, and oversight of all FHA appraisal reporting standards and property eligibility requirements for single family dwellings and origination policy for the Home Equity Conversion Mortgage (HECM) program.

Prior to joining HVPD in January 2015, Ms. Walker served fourteen years as the Director of the Real Estate Owned (REO) Division in HUD’s Philadelphia Homeownership Center where she was responsible for overseeing the acquisition and disposition of FHA’s REO portfolio in 15 states and the District of Columbia.  Ms. Walker also gained extensive experience in the mortgage industry through various positions held at Coopers & Lybrand, LLC, the New Jersey Housing & Mortgage Finance Agency and the Resolution Trust Corporation.  Cheryl holds a Bachelors of Business Administration degree in Accounting from Howard University and the Certified Public Accountant designation.