Carmen Holly is a senior supervisory financial analyst at the Federal Reserve Board where she serves as a subject matter expert and policy analyst specializing in all topics related to commercial credit, real estate financing and real estate appraisals. She currently leads the Federal Reserve Policy team for regulations related to appraisals and appraisal related topics. She is also the Federal Reserve policy lead for recent interagency guidance on leveraged lending.
Prior to joining the Federal Reserve Board, Carmen enjoyed a 23-year career in commercial banking as a commercial lender, portfolio management team leader and loan review specialist.
She holds a bachelor’s degree in economics from The Pennsylvania State University and is a graduate of the Stonier Graduate School of Banking. She also maintains a commercial Credit Risk Certification (CRC) as designated by The Risk Management Association.