March CRN Meeting | March 11-12 2026
Member pricing is $399, non-member pricing is $899.
Tentative agenda below
March 11 – Morning
- GSE report
- UAD 3.6 update
- Recent policy changes
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- Property eligibility changes
- Affordable housing
- ADUs
- AQM results
- Property eligibility changes
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March 11-Afternoon
- Artificial Intelligence
- Evaluations
- Networking Cocktail Hour
March 12 – Morning
- Lender, AMC, Appraiser panel on UAD 3.6
- Recursion – Economic/mortgage data report
- TBD
March 12 – Afternoon
- Advisory Council Meeting
We will update you with changes. More to come.
Michael P. Farrell
Sr. Divisional Manager of Affinity Relations, Nations Lending Corp dba TotalChoice Mortgage Email: mfarrell@totalchoicemtg.com | Phone: 614-581-4809 Location: Grove City, OH
Michael P. Farrell is a dynamic mortgage industry leader with over 34 years of experience spanning retail and wholesale mortgage lending, insurance, compliance, marketing, and business development. Known for his vision, passion, and tireless advocacy, Michael has successfully founded and led mortgage divisions and networks that empower loan officers, support consumers, and enhance professional development across the financial services industry.
He currently serves as the Senior Divisional Manager of Affinity Relations at Nations Lending Corp, where he’s engaged in key growth initiatives across four specialty platforms: Construction Lending, TPO Affinity Programs, Dual Licensing (Agent Direct), and myMobileLO mobile marketing. His role focuses on expanding alternative production channels beyond traditional retail branches, introducing high-performing broker relationships, and building nationwide strategic alliances.
Throughout his career, Michael has held numerous senior leadership roles including Executive Vice President, National Sales Manager, and State Operations Manager, helping to scale organizations to multi-state operations while remaining personally engaged as a licensed loan originator. He has trained hundreds of professionals, managed multi-million-dollar pipelines, and spearheaded both traditional and mobile origination platforms.
A United States Naval Veteran, Michael is also a highly engaged Veteran advocacy and is a Certified Veteran Lending Specialist. He served as the 2005 President of the Ohio Association of Mortgage Brokers (OAMB) and has remained actively involved in national and state-level committees, including his current role as Chairman of OAMP, NAMB Board of Directors and numerous Chair positions with NAMB. He serves The Appraisal Foundation as a member of the TAFAC committee and serves as NAMB’s representative to the foundation’s Board of Trustee Partners. He is also a former NAMPAC Chairman and Treasurer and is the 2026 incoming President-Elect of NAMB.
Michael’s certifications include CRMS, CVLS, CFMP, CREV, and Freddie Mac Credit Coach. He is licensed in mortgage lending in multiple states and is a Registered State of Ohio Operations Manager. In 2010, he founded TotalChoice Network, LLC, a platform designed to integrate mortgage, insurance, and employee benefit services through custom digital outreach and mobile origination.
Michael is a committed community leader and previous youth sports coach, as well as a proud father and grandfather. His accolades include the OAMB EAGLE Award, the Five-Star Mortgage Professional Award and the 2024 NAMB Mortgage Professional of the Year Award.
Shawn Telford
Shawn Telford is Chief Appraiser and Valuation Officer at Cotality. Telford brings extensive expertise encompassing mortgage lending, risk management, collateral valuation, and technology development. Telford drives innovation through the integration of technology, analytics, and data to solve important lending problems. Throughout his professional journey, he has adeptly led multiple initiatives and teams focused on conceptualizing and implementing software as a service (SaaS) solutions, along with automated risk-based collateral review systems for the lending industry. Telford is a Certified Residential Appraiser. He contributes to the real estate lending industry in numerous roles and initiatives, including as a member of the Appraiser Qualifications Board (AQB) and was previously a member of the Appraisal Standards Board (ASB). Telford holds an MBA, an MS in Computer Information Systems, and a BS in Business Management.
Maureen Yap
Maureen Yap is Vice President of Public Policy and Senior Counsel for Fair Lending at the National Fair Housing Alliance. Maureen focuses on fair lending, appraisal discrimination, automated systems and AI, and housing finance reform. Maureen has worked in fair housing and fair lending since 1995. Prior roles include working on a range of civil rights and consumer protection issues at the Federal Reserve Board, including leading the Board’s Fair Lending Enforcement Section and founding the Unfair and Deceptive Acts or Practices (UDAP) Section. Maureen was also an Associate at the law firms of Relman Colfax PLLC and Buckley LLP.
Tyler Hofmann-Reardon
Tyler Hofmann-Reardon is a Legislative Assistant for Senator Reverend Raphael Warnock. He joined the office in February 2023 after serving as a Professional Staff Member on the Senate Committee on Environment and Public Works under Chair Tom Carper. Tyler leads Senator Warnock’s housing, appropriations, transportation, water infrastructure, broadband, and disaster response policy. Though originally from Kennett Square, Pennsylvania, Tyler is the proud husband of a Georgian and enjoys visiting family in Atlanta, Vidalia, and Savannah
Rachel Robinson
Bryan Swartwood
James R. Park
James R. Park (Jim) is a recognized leader in real estate valuation with more than 30 years of experience in valuation standards, regulatory policy, and industry oversight. From 2009 to 2024, he served as Executive Director of the Appraisal Subcommittee (ASC) of the Federal Financial Institutions Examination Council (FFIEC), where he led a federal regulatory agency for nearly 16 years through a period of significant industry evolution.
Before his federal service, Jim held senior leadership roles including Chief Valuation Officer at Interthinx and Chief Appraiser at Aurora Loan Services, a Lehman Brothers company. His career also includes key positions at The Appraisal Foundation, PMI Mortgage Insurance Company, and Chevy Chase Bank, where he contributed to shaping appraisal policy, risk management, and lending practices.
Jim holds a Bachelor of Arts in Organizational Communications from the University of Colorado, Colorado Springs. He is a Certified General Appraiser in Virginia and a Fellow of the Royal Institution of Chartered Surveyors (FRICS), reflecting his commitment to excellence and global professional standards.
He currently serves as President of the Collateral Risk Network (CRN), an industry coalition dedicated to strengthening the integrity, transparency, and effectiveness of collateral valuation practices and regulation. Under his leadership, CRN promotes thought leadership, policy advocacy, and innovation to advance risk management and support a resilient, equitable housing finance system.
Throughout his career, Jim has been recognized for his strategic vision, collaborative leadership, and ability to bridge government, industry, and international stakeholders in advancing sound valuation policy.
Richard Koss
At Recursion Co Richard Koss is responsible for providing technology-driven solutions to mortgage-related issues across a broad range of clients including investors, lenders and regulators. Koss is also Adjunct Professor at the School of International and Public Affairs (SIPA) at Columbia University. Prior to joining Recursion he worked at such notable firms as the IMF, Fannie Mae, Brown Brothers Harriman and the General Motors Treasury. Koss began his career at the Council of Economic Advisers under Chairman Alan Greenspan. He is a sought-after speaker at both large conferences and at small client events around the world. At such events Koss addresses issues related to global economic conditions, real estate and financial market developments and policy risks with a particular focus on the US, China, and Europe. Koss has a PhD in Economics from the University of Pennsylvania, is the Past Chairman of the Conference of Business Economists and a member of the Economic Club of NY.
Liz Green
Liz Green is a strategist, solutions architect, speaker and valuation advocate. A recognized mortgage technology veteran in software product leadership for solutions in residential property valuation, loan origination, mortgage servicing and secondary marketing. A passionate activist for data standards, Green is helping to foster a new level of understanding in property valuation and collateral risk assessment through the application of digital intelligence.
Ms. Green has been on the forefront of applying data standards to valuation technologies since 2009 and has worked with key industry participants throughout. Liz was named an MBA Tech All Star in 2015 for her leadership in the MISMO property information and valuation sectors. In addition to her work with MISMO where she serves in multiple committees, she is the Chair of the MISMO Property and Valuation Services Community of Practice as well as the Chair of the Collateral Risk Network’s (CRN) Standards Committee. Ms. Green is the 2025 CRN Valuation Visionary.
Ms. Green currently serves as SVP, Valuation Solutions at ServiceLink, the nation’s premier provider of digital mortgage services. In this role, she is responsible for shepherding ServiceLink through the new Uniform Residential Appraisal Report (URAR) and Uniform Appraisal Dataset (UAD) 3.6 transition, as well as leveraging her expertise in mortgage technology to further promote innovation, product evolution and business development within the valuation business unit.
Ken Defeo
Executive leadership in operations in high process, customer-service, rapid changing environments with multi-site operations. Managed change well, leading teams through rapid growth, retrenchment, and mergers/integrations. Streamlining, reorganizing operations, processes, systems technology to increase efficiency and productivity, reduce processing time, increase quality, and improve customer service / fulfillment. Helped drive and support rapid growth (revenue growth). Implemented systems to ensure operations were scaleable in rapid growth and to increase efficiency to drive reductions in headcount. My goals are simple, I am looking for an opportunity to help a company strengthen its market position. I believe there is always an opportunity to improve the internal process by streamlining and using technology to increase production without increasing body count. Specialties: Notable skills from the past 5 years include; Mergers/integrations/ acquisitions with a focus on retention, expanding the company foot print without adding head count. Using technology to build a scalable work flow systems for increased fulfillment and deliverables. Maintaining P&L during retrenchment, and renegotiations contracts to reduce costs.
Melissa Malpass
Melissa Malpass is an experienced, thorough, and creative attorney specializing in federal consumer financial regulatory and enforcement matters, with an emphasis on fair lending compliance.
She is currently a Consumer Finance and Fair Lending Attorney at Alston & Bird. Prior to that she as Senior Legal Editor, Consumer Regulatory Finance at Thompson Reuters.
Morey Barnes Yost
Morey Barnes Yost is a member of Alston & Bird’s Financial Services Group and the Consumer Financial Services Team. She advises clients on a broad range of federal and state regulatory compliance matters relating to consumer financial services, including the Dodd–Frank Wall Street Reform and Consumer Protection Act, the Truth in Lending Act and state mortgage lending, mortgage servicing, appraisal and appraisal management company (AMC) statutes. Morey also co-lead the DC office’s Pro Bono Committee.
Anne Olsen-Harlan
Anne Olsen-Harlan is a Certified Real Estate Appraiser with 32 years of experience in the industry. For the past 14 years, she has served as the Residential Appraisal Manager and Vice President at Washington Trust Bank. Anne is also a board member of the Appraisers’ Coalition of Washington, where she is actively involved in advocating for the profession. A lifelong learner, she is passionate about supporting fellow appraisers and helping them navigate industry changes.
Sean Murphy
Appraising Residential Real Estate since 1992, Sean Murphy manages the Freddie Mac team of appraisal experts in the redesign of the Uniform Residential Appraisal Report; a joint effort with Fannie Mae to update the Uniform Appraisal Dataset to reflect changes to the appraisal industry, address future appraisal needs, and facilitate ongoing digitization in the appraisal process and the mortgage industry.
Dr. Alfred Pollard
Alfred Pollard served as General Counsel at the Federal Housing Finance Agency (FHFA).
He supervised the Office of General Counsel including work on regulatory matters affecting the housing government-sponsored enterprises— Fannie Mae and Freddie Mac and the twelve Federal Home Loan Banks, on in-house legal issues and on relationships with other government agencies and the White House. Pollard was a member of the advisory team to the Director. Major issues for the legal department included federal regulation of the government sponsored enterprises in the areas of capital, corporate governance, internal controls and accounting as well as legal developments affecting mortgage markets and legal representation of FHFA. Pollard has worked on a major interagency report on mortgage backed securities markets and served on the President’s Corporate Fraud Working Group and the Justice Department’s Bank Fraud Working Group and Mortgage Fraud Working Group. He has had a leadership role in major investigations and enforcement actions and the conservatorships imposed on the two government-sponsored Enterprises in September 2008.
Alfred Pollard has served as Senior Director, Legislative Affairs at the Financial Services Roundtable, a CEO-level trade group for the nation’s largest financial institutions, and as Director of Government Relations for the Savings and Community Bankers of America. For twelve years, Pollard was Senior Vice President and Director of the Washington office for Security Pacific Corporation and, briefly, for Bank of America. Pollard worked on the staff of two United States Senators and served as general counsel for a national trade association.
Alfred Pollard holds a B.A. (with honors; Phi Beta Kappa) and a J.D. from the University of North Carolina— Chapel Hill, and a Ph.D in Foreign Affairs from the University of Virginia.
Pollard is lead author on a two-volume text on banking law, Banking Law in the United States (Juris Publishing) and is author of numerous journal articles. He has testified before Congress on such diverse matters as environmental liability for secured parties, privacy, electronic signatures and mortgage fraud and appeared on national media.
Pollard serves as Adjunct Faculty to the Georgetown University School of Business, focusing on business law in the Spring, and as Adjunct Faculty to the University of Virginia School of Law, where he teaches a seminar on law in society in the Fall.
Kevin Skowronski
Appraising Residential Real Estate since 1988, Kevin Skowronski is part of the Freddie Mac Collateral Policy team responsible for developing and updating the policy requirements and providing policy subject matter expertise to the team of appraisal experts engaged in the joint effort with Fannie Mae to update the Uniform Appraisal Dataset.
Joseph B. Grinder II
Head of Mortgage Lending
Joseph is a seasoned mortgage banking executive with over 25 years of comprehensive experience in residential lending and operations. Currently serving as Head of Mortgage Lending at Bank of Clarke, Joseph leads strategic planning, sales, and operational management while ensuring policy and regulatory compliance across the division.
Previously, he held executive roles at Congressional Bank and First Mariner Mortgage, where he was instrumental in building and overseeing capital markets strategies, implementing new technologies, and improving operational efficiencies. His expertise spans the entire mortgage lifecycle—including processing, underwriting, closing, post-closing, compliance, and secondary marketing—with a strong focus on profitability, efficiency, and risk management.
Throughout his career, Joseph has demonstrated success in managing large pipelines, optimizing hedging models, and driving initiatives that enhance revenue retention. Known for his hands-on leadership and commitment to operational excellence, Joseph continues to drive mortgage lending innovation and execution.